Mortgage Lending Policy
How can policymakers provide meaningful protections against predatory mortgage lending? This question is the subject of intense debate in Congress, various regulatory agencies, and in many states. The Center for Responsible Lending monitors the progress of proposed reforms and provides policy and technical assistance to advocates and policymakers across the country.
Recent Policy Analyses
> All mortgage policy analyses...
Recent Federal Testimony
> More federal testimony...
State Legislative Scorecard rates state predatory mortgage lending laws according to their strength in six key dimensions. See how your state stacks up.
Four Objectives for Predatory Lending Legislation provides a brief outline of the basic tenets that an effective predatory mortgage lending law must include.
Our Congress Overview page contains more information on predatory lending bills in Congress, as well as CRL testimony on the issues.
