About | Press
text size Default Size Medium Text Large text

Center For Responsible Lending - A Resource For Predatory Lending Opponents

Mortgage Lending

Home > Our Issues > Mortgage Lending >  Mortgage Lending: Communities at Risk

Communities at Risk

A growing body of research confirms that predatory mortgage lending has a disproportionate impact on Americans in communities of color, and may help perpetuate a shameful disparity in wealth between white households and minority households. Elderly citizens, women and residents in rural communities also face a greater risk of receiving mortgages with abusive features. The research highlighted here illustrates why combating predatory mortgage lending is an integral part of achieving greater economic and social justice in the United States.

TITLE SOURCE DATE
Borrowing Trouble: Predatory Lending in Native American Communities First Nations Development Institute 03/14/08
Sustainable Homeownership: Market and Policy Implications for Communities Congressional Hispanic Caucus Institute, NeighborWorks America 10/01/07
Saving Homes, Saving Communities: Latino Brokers Speak Out on Hispanic Homeownership National Council of La Raza (NCLR) 06/01/07
Borrowing to Get Ahead, and Behind Brookings Institution 05/11/07
Subprime Locations: Patterns of Geographic Disparity in Subprime Lending Consumer Federation of America 09/05/06
Subprime and Predatory Lending in Rural America UNH Carsey Institute 09/01/06
From Poverty, Opportunity: Putting the Market to Work for Lower Income Families Brookings Institution 07/18/06
Unfair Lending: The Effect of Race and Ethnicity on the Price of Subprime Mortgages Center for Responsible Lending 05/31/06
Predatory Mortgages in Maine: Recent Trends and the Persistence of Abusive Lending Practices in the Subprime Mortgage Market Center for Responsible Lending, Coastal Enterprises, Inc. 02/13/06
Jeopardizing Hispanic Homeownership: Predatory Practices in the Homebuying Market National Council of La Raza (NCLR) 05/25/05
Borrowers in Higher Minority Areas More Likely to Receive Prepayment Penalties on Subprime Loans Center for Responsible Lending 01/13/05
Hogares latinos en peligro Center for Responsible Lending 10/03/04
Latino Homes at Risk Center for Responsible Lending 10/03/04
African-American Homes at Risk Center for Responsible Lending 10/03/04
Predatory Mortgage Lending: A Women's Issue Center for Responsible Lending 09/15/04
Prestatarios rurales tienen mayor probabilidad de ser multados al refinanciar... Center for Responsible Lending 09/08/04
Rural Borrowers More Likely to be Penalized for Refinancing Subprime Home Loans Center for Responsible Lending 09/08/04

 

IN THIS SECTION

FOCUS ON

Subprime Spillover

Lost Home Equity

See the Effect of Foreclosure on Home Values and Tax Bases
by State & Local Market.

NEWSLETTER

Sign up to receive news and updates from the Center for Responsible Lending.