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State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Interest Rate Hikes

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Credit & Prepaid Cards

0% APR offers from credit card issuers are not what they seem -- typically your rate will increase after 6 months. And your rate could go up even more if you increase your balance on another account. Even worse, if you are late making a monthly payment, your rate could climb to 30%!

Want to see the impact? Take a hike up Mount Debtmore.