text size Default Size Medium Text Large text

Center For Responsible Lending - A Resource For Predatory Lending Opponents

Our Issues FOCUS ON

Unauthorized Overdrafts

Overdraft fees threaten security of older Americans

Americans who depend heavily on Social Security income pay nearly $1 billion per year in fees for unauthorized overdrafts, as banks use practices that catch account holders in the red and maximize the fees they can charge.     Read more >>  

The Center for Responsible Lending mourns the loss of Representative Stephanie Tubbs Jones 

Research
& Publications

Legislation
& Policy

Get Involved or Get Help

Visit Our Library

Steered Wrong: Subprime borrowers pay more when getting loans through mortgage brokers

Subprime Spillover: Foreclosures Cost Neighbors $202 Billion.

Only 36% rate cap springs the payday dept trap.

Flawed payday paper falsely held up as Fed study

Cost of Subprime Foreclosures: Losing Ground

In a system enormously out of balance, fees for abusive overdraft loans have reach $17.5 billion per year.

All Publications >

Follow Policy Trends

Citizens group files suit naming Arizona Secretary of State for giving cover to payday lender ballot scheme

Housing bill moves the nation a step forward in repairing subprime damage.

New Fed rules aim to bring back common sense home lending. Read CRL's comments.

Check out the best solutions to the nation's foreclosure crisis.

Ohio springs the debt trap with a 28 percent interest cap

Court-supervised modifications could prevent foreclosures and loss of community wealth. View state-by-state analyses.

All Policy Updates >

Fight Predatory Lending

Institute for Foreclosure Legal Assistance

Consumer Resources: Where to Get Help

Consumer Appellate Assistance Project provides attorney support for consumer appeals cases.

Stop Predatory Payday Lending in Ohio and Arizona

Attend the AARP Solutions Forum on the Foreclosure Crisis and Older Americans

HIGHLIGHTS

Civil Rights Groups Defending Predatory Lenders: Priceless.  How high-interest rate lenders are using civil rights groups as cover while fighting regulation.

An inside look at abusive lending:  Our new report details how IndyMac preyed on vulnerable consumers and pressured employees to make bad loans.

The Truth about CRL and Self-Help: "Consumers Rights" League Gets it WRONG.

Columbia Journalism Review critiques "Forbes' flawed probe" of CRL and Self-Help.

Countrywide Watch: keeping tabs on big lender in subprime mess. 

NEWS HEADLINES

Restructuring of mortgage loans gets tougher
The Arizona Republic, 08/24/08

Building communities keeps Self-Help on track
News and Observer, 08/20/08

Freshman Finance 101
Kiplinger's Personal Finance, 08/20/08

Help Available In Foreclosures In North Carolina
News & Observer, 08/19/08

All Headlines

 

ISSUES

PRESS

ABOUT US

The Center for Responsible Lending (CRL) is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. More>>

CRL NEWSLETTER

Sign up to receive news and updates from the Center for Responsible Lending.