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Center For Responsible Lending - A Resource For Predatory Lending Opponents

Legislation & Policy

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Regulators and Government-Sponsored Entities (GSEs)

Documents and comment letters pertaining to federal regulatory agencies and government-sponsored entities

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Fannie Mae/Freddie Mac
Federal Deposit Insurance Corporation (FDIC)
Federal Reserve Board (Fed)
Federal Housing Finance Board
Department of Housing and Urban Development (HUD)
National Credit Union Administration (NCUA)
Office of the Comptroller of the Currency (OCC)
Office of Thrift Supervision (OTS)

Recent CRL Comment Letters

 Comments: Proposed changes to HMDA reporting requirements
Submitted 08/28/08
Federal Reserve Board (Fed)

 Comment; Unfair or Deceptive Practices with Respect to Credit Cards
Submitted 08/04/08
Federal Reserve Board (Fed), National Credit Union Administration (NCUA), Office of Thrift Supervision (OTS)

 Comment; Proposed Rule Regarding Unfair or Deceptive Acts or Practices – Overdraft Practices
Submitted 08/04/08
Federal Reserve Board (Fed)

>> All CRL Comment Letters

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Congress

The 2007 Defense Authorization Bill includes an amendment mandating a 36% rate cap on loans to service members. More >

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