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Pew: Who Borrows, Where They Borrow, and Why

July 18, 2012
Research

Read the Executive Summary

This report by Pew's Safe Small-Dollar Loans Research Project—the first in Pew's Payday Lending in America series—answers major questions about who borrowers are demographically; how people borrow; how much they spend; why they use payday loans; what other options they have; and whether state regulations reduce borrowing or simply drive borrowers online.

Pew: Who Borrows, Where They Borrow, and Why