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The "CARD" Act

May 22, 2009 signified the passage of landmark consumer-friendly legislation -- The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act. The law was phased in over nine months and offers American families significant relief from cruel credit card practices. Follow the path to credit card reform as new provisions are phased in.

 


  • Testimony of Kathleen Keest In Regards To HR 2309
    May 12, 2009

    Testimony of Kathleen E. Keest on behalf of the Center for Responsible Lending, Consumer Federation of America, and the National Consumer Law Center before the Subcommittee on Commerce, Trade and Consumer Protection Committee on Energy and Commerce in regards to H.R. 2309: The Consumer Credit and Debt Protection Act.

  • Congressional Research Service Memo re H.R. 627
    May 12, 2009

    This memorandum provides a comparative analysis of H.R. 627 (the Credit Cardholders’ Bill of Rights Act of 2009), as passed by the House on April 30, 2009, and the amendment in the nature of a substitute prepared by the Senate Banking Committee.