Policy & Legislation
HIGHLIGHT
Deregulation has created a world where credit card issuers construct the terms, rules, and practices in their contracts without the check of meaningful lawas and consumer protections. In a hobbled economy and as American credit card debt approaches one trillion dollars, the legislative and regulatory landscape must restore balance and fairness.
- Congressional Research Service Memo re H.R. 627
May 12, 2009This memorandum provides a comparative analysis of H.R. 627 (the Credit Cardholders’ Bill of Rights Act of 2009), as passed by the House on April 30, 2009, and the amendment in the nature of a substitute prepared by the Senate Banking Committee.
- Testimony of Kathleen Keest In Regards To HR 2309
May 12, 2009Testimony of Kathleen E. Keest on behalf of the Center for Responsible Lending, Consumer Federation of America, and the National Consumer Law Center before the Subcommittee on Commerce, Trade and Consumer Protection Committee on Energy and Commerce in regards to H.R. 2309: The Consumer Credit and Debt Protection Act.
- Comment: Unfair or Deceptive Practices with Respect to Credit Cards
August 4, 2008comment letter
- Comments: Open-End Credit, Bankruptcy Amendments of 2005
December 16, 2005
