As a non-partisan research and policy organization, we're here to provide you with expertise on the financial services industry, whether it's about mortgage lending, payday loans, credit cards or a host of other products and services that have a daily impact on the wallets and economic well-being of every Californian.
Take some time to browse both the main CRL web site, where we feature research and policy positions on all of our issue areas, as well as the CRL California site, where we focus on mortgage and payday lending.
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- Consumers Lose as California Lawmakers Defeat Payday Reform
April 19, 2013
On April 17 the California Senate Banking and Financial Institutions voted 5 to 3 to defeat SB 515, a payday lending reform bill.
- Consumer Advocates Urge Swift Passage of SB 515 "Reforming Payday Loans"
April 12, 2013
The California State Senate Banking Committee will hear Senate Bill 515 on April 17th. The bill takes a dramatically different approach from previous efforts to reform payday lending by targeting the highly toxic aspects of these loans that cause the most damage to consumers – the debt trap.
- Gov. Jerry Brown Signs Homeowner Bill of Rights
July 11, 2012
Gov. Jerry Brown signs into law the California Foreclosure Reduction Act.
- California Legislature Sends Homeowner Bill of Rights to Governor
July 2, 2012
Both houses of the California Legislature today approved the Foreclosure Reduction Act, a bill designed to reduce unnecessary foreclosures in the state.
- CRL Statement on Conference Committee Passage of Homeowner Bill of Rights
June 27, 2012
Legislation Will Level the Playing Field for All California Homeowners
- New Research: Homeowner Bill of Rights Could Speed Economic Recovery
June 25, 2012
More than 80 percent of California homeowners who received modifications in 2010 stayed current and avoided re-default despite the continued recession, according to a new Center for Responsible Lending analysis.
- Bankers Nationwide Fight Lending Protections in California
May 31, 2012
California homeowners need common-sense protections during the foreclosure process. The Legislature should resist industry pressure and approve the Homeowner Bill of Rights.
- CRL-California Statement on Gov. Brown's May Revise
May 15, 2012
Funds specifically collected to help California homeowners access National Mortgage Settlement programs should be used for that purpose--not for reducing the state's budget deficit.
- Calif. Assembly approves dangerous payday lending legislation
June 1, 2011
Assembly members approved AB 1158 which would raise the payday loan amount limit from $300 to $500.
- State legislators soundly reject bills to combat Calif. foreclosures
April 28, 2011
Even in light of tremendous involvement from constituents, consumer advocates, labor and grassroots organizations—and on the heels of robo-signing scandals that have caused thousands of wrongful foreclosures—legislators continue to oppose fair and simple legislation that would help Californians and the economy.