Faith & Credit

A program of the Center for Responsible Lending

Responsible lending is a moral concern
The CRL's Faith & Credit supports communities of faith working to eliminate abusive lending.

Supporting faith community efforts to end predatory lending.

Clergy and faith leaders have long been powerful voices against abusive lending, and Faith & Credit, CRL's Faith-Based Program, works to amplify these voices through research and policy, campaign support, and religious reflection.

For people of faith, responsible lending is a moral concern. Religious texts warn against usury – the practice of charging excessive or unjust interest – particularly if paying that interest would deprive a person of basic necessities, livelihood or home. Faith leaders are often on the front lines in the fight against abusive lending, working with families who are grappling with foreclosure and debt and calling for economic empowerment through responsible banking.

Is 400% interest too much?

Download a congregational discussion guide on Modern Day Usury: the Payday Debt Trap

Religious resources on debt and lending

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