Predatory Lending Action Center
Current Campaigns
H.R. 3609 "Emergency Home Ownership and Mortgage Equity Protection Act"
Rep. Brad Miller (D-NC), a member of the House Financial Services Committee and Rep. Linda Sánchez (D-CA), Judiciary Subcommittee Chairwoman on Commercial and Administrative Law have introduced legislation that will prevent hundreds of thousands of Americans from losing their homes by allowing them access to bankruptcy relief. TAKE ACTION>>
Prevent Abusive Overdraft Lending
HR 946 "Consumer Overdraft Protection Fair Practices Act"
Representative Carolyn Maloney, Chairwoman of the Financial Institutions Subcommittee (D-NY), Financial Services Committee Chairman Barney Frank (D-MA), and Representative Julia Carson (D-IN) introduced legislation to protect consumers from abusive overdraft loan programs and stop financial institutions from deliberately manipulating their systems to generate more overdrafts—while preserving the institutions' ability to cover occasional overdrafts as a courtesy without triggering the Act's requirements. TAKE ACTION>>.